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Run The Numbers
See how quickly you can payoff your mortgage and how much interest you can save by increasing your mortgage payment.
Financial Calculators ©1998-2022 KJE Computer Solutions, Inc.
Total number of years remaining on your original mortgage.
Total length, or term, of your original mortgage in years. Common terms are 15, 20 and 30 years.
The original amount financed with your mortgage, not to be confused with the remaining balance or principal balance.
Your proposed extra payment amount per month. This amount will be used to further reduce your principal balance.
The annual interest rate used to calculate your monthly payment. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate.
Monthly principal and interest payment (PI) based on your original mortgage amount, term and interest rate.
Scheduled payment plus your additional principal payment.
Total amount you would save in interest if you made the accelerated payment until your mortgage was paid in full.
Credit Union of Southern California (CU SoCal) is a leading financial institution empowering those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County to reach their goals and build strong financial futures. CU SoCal provides access to convenient money management services and offers competitive rates and flexible terms on auto loans, mortgages, and VISA credit cards—turning wishing and waiting into achieving and doing.
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